C of O and Governor’s Consent, explained
Under the Land Use Act, land in Nigeria is held on the authority of the state governor — and the two documents that prove and protect your hold on it are the Certificate of Occupancy (C of O) and Governor’s Consent. Get them right and your title is secure and sellable; get them wrong (or skip them) and you own a dispute waiting to happen. This guide explains both, when each applies, and how to apply, process, verify or replace a C of O.
Which document do you need?
- Certificate of Occupancy (C of O) — the governor’s grant of a right of occupancy over a parcel of land, usually for 99 years. It is the root-of-title document for most urban land.
- Governor’s Consent — once land already has a C of O, any later transaction on it (sale, assignment, mortgage) legally needs the governor’s consent to be valid. Buying C of O land without perfecting consent leaves your title incomplete.
What is your situation?
Sorting a C of O or consent?
Tell us the land and what you need — a fresh C of O, Governor’s Consent on a purchase, or a title verification. We prepare it, run it through the registry, and confirm your title is clean.
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